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Disaster Preparedness for Rental Properties

Disaster Preparedness for Your Rental Properties

This Disaster Preparedness article first published on June 24, 2019 has been updated with helpful information in light of the 2020 cororonavirus (Covid-19) pandemic.

While driving cross-country on vacation very unusual weather patterns caught us off-guard: a fluke snowfall in Nevada, early tornado season in the midwest, and a hail storm in the high desert. Although unexpected, the many years of handling the unexpected as a property manager the instinctive reaction was calm and cautious.

Although calm and caution can carry you far in an emergency situation on a vacation, a well thought out disaster preparedness plan is vital to the protection of your property investment and care for the safety and well-being of your residents; not to mention, depending on your local laws, may be required.

Before Disaster Strikes

The key is to expect the unexpected which begins with evaluating the type of properties you maintain and their vulnerabilities. Apartments, mobile home parks, HOA’s and commercial buildings will have different needs during an incident compared to a single dwelling or vacation home.

As earthquakes, landslides, tornadoes, and hurricanes are regionally specific, note what hazards and risks would be most likely in your area.

National emergencies are more difficult to anticipate as we have learned from the Covid-19 pandemic. Again, best to consider the types of properties and the unique needs of the individuals residing there.

Disaster Preparedness Plan

From there, the depth and breadth of the disaster preparedness plan is in your hands, but it is advised to check with your insurance provider and other outside agencies to ensure your plan is complete and compliant with any policies, rules and/or regulations.

Ask their advice for other types of emergencies and contingencies to add to your plan such as: wild animal encounters, power outages, national crisis, terrorism or home invasion, resident created events, and/or property related incidents.

If you don’t already have monthly and yearly property rental safety checklists, now would be a good time to create them.

Some areas and items to consider for your checklists could include: falling and tripping hazards, fire extinguisher fill dates, alarm and equipment checks, updated contact numbers, etc.

Remember to include your office in your evaluations (even if you work from home) as your safety is important.

Your disaster plan should include instructions on following the recommendations and guidelines of the local and national governments and agencies in charge. 

Create Two Versions: Office and Tenant

Now that you are ready to design and or update your plan, you will want to create two specific versions. A tabbed section binder is useful for office use whereas the tenant version might be designed as a separate handout or included in the welcome packet along with the rules and regulations.

It’s advisable to have both available electronically and saved within cloud storage for online/offline access.

Common section ideas for the tenant version to consider:

Additional items to add to the office procedure document might include:

Important Disaster Plan Considerations:

Steps to Take in an Emergency

Communicate:  Although there may not be much time, make time to communicate. Find a good property management software that has built-in text messaging and emailing blast capabilities. Have templates in place so that it only takes a moment to get the word out.

Social media is a great way to get your message out to your residents. posts. In times of emergency people often reach to social feeds for updates. Finding ways to communicate on different platforms helps get updates to the most amount of residents possible while providing a safe and reassuring place for engagement during troubling times.

Lastly, consider creating a calling chain or door-to-door campaign to disseminate information. Advanced planning regarding communication can save not only your investment but potentially lives as well.  

Listen: Keep informed by listening to national agencies such as the NOAA (National Oceanic and Atmospheric Administration), FEMA (Federal Emergency Management Agency), The Center for Disease Control (CDC), and other regionally and nationally directed agencies.

Use short-wave and traditional radio stations, social media, or whatever sources are available during the event. Being informed gives you the resources and information needed to follow the recommendations and directives set out by the governing agencies.

In addition to being well informed on the situation, listening to the residents and local community support is paramount.

Finally, listen to your instincts.
You’ve planned, you’re prepared, just remember to breathe.

The Recovery Phase and Beyond

Property Damage
Typically agencies such as
The Red Cross or FEMA will inform you when it’s safe to reenter a property. Do not attempt to go into or near a building that has been compromised without the go-ahead from an agency or your insurance company. Safety comes first.  

Once cleared to enter, your insurance carrier will work with you on what needs to be restored and repaired. Having good relationships with reliable contractors ahead of time is useful but again, take the advice of your insurance carrier during this process. Keep clear communication with your residents along the way.

After any Emergency
Once the dust has settled, an emergency has been declared over, and life is finding its routine — be sure to schedule a time to maintain code compliance, continue with meeting and communicating with your tenants, and updating the tenant, employee, and disaster preparedness handbook and binders as needed.

Final Thoughts

Statistics confirm that being under-prepared can have severe consequences in terms of property damage or harm to those tenants we aim to serve. To avoid or diminish those risks, partner with your local services, networking groups, and agencies and take advantage of the many resources available (see below).

Of course, keeping a clear mind and calm demeanor day-to-day will serve you well during an emergency event whether you are on vacation or caring for your property portfolio.

Helpful Resources

FEMA offers many programs from information useful for your residents, to training and volunteer programs such as the Community Emergency Response Team (CERT) geared to prepare you for hazards and catastrophes. These resources and training courses are free and offered by FEMA at ready.gov.

Other useful websites:


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