{"id":4644,"date":"2016-06-02T11:43:36","date_gmt":"2016-06-02T18:43:36","guid":{"rendered":"https:\/\/www.rentecdirect.com\/blog\/?p=4644"},"modified":"2016-12-27T13:37:25","modified_gmt":"2016-12-27T21:37:25","slug":"credit-access-application","status":"publish","type":"post","link":"https:\/\/www.rentecdirect.com\/blog\/credit-access-application\/","title":{"rendered":"Introducing A New and Simple Credit Access Application Process"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-4651\" src=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/bigstock-Apply-Here-Apply-Online-Job-Co-124830482-300x200.jpg\" alt=\"Online Credit Access Application\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/bigstock-Apply-Here-Apply-Online-Job-Co-124830482-300x200.jpg 300w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/bigstock-Apply-Here-Apply-Online-Job-Co-124830482-768x513.jpg 768w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/bigstock-Apply-Here-Apply-Online-Job-Co-124830482-600x401.jpg 600w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/bigstock-Apply-Here-Apply-Online-Job-Co-124830482.jpg 900w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Rentec Direct is pleased to announce that we have simplified the tenant credit report access application process. <\/span><\/p>\n<p>Property managers and landlords can now submit an online application to in order to gain access to credit reports for tenant screening. The simplified application allows you to click through the options directly from your computer without needing to print, complete, scan and send back- that\u2019s four extra steps you get to avoid!<\/p>\n<p>In the past, obtaining access to credit reports required a hard copy of the application that was physically signed in person. \u00a0We recently modified the requirement to accept electronic signatures, which means the application process is now completed automated for you!<\/p>\n<p><span style=\"font-weight: 400;\">Electronic signatures, like the DocuSign platform you already use for <\/span><a href=\"https:\/\/www.rentecdirect.com\/blog\/2015\/03\/send-and-sign-lease-agreements-online-new-feature\/\"><span style=\"font-weight: 400;\">online lease signing<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><span style=\"font-weight: 400;\">are an electronic indication of acceptance and agreement to the terms of a contract or document. \u00a0Essentially, electronic signatures are a way of agreeing to legally enforceable terms without needing to physically sign a piece of paper.<\/span><\/p>\n<p>Now that esignature functions are available for the credit access application, Rentec Direct made the entire application available online. You still need to provide supporting documentation, but you can easily upload them and attach them with your electronic application. If you are using a phone or tablet to complete your application, you can take a picture and upload it directly &#8211; it\u2019s that easy!<\/p>\n<p><span style=\"font-weight: 400;\">Rentec Direct offers 2 options for <a href=\"https:\/\/www.rentecdirect.com\/details\/tenant_credit_check\">tenant credit checks<\/a>. \u00a0In order to gain access to the credit check solutions\u00a0you have to complete the electronic credit access application &#8211; this is required by all tenant screening agencies as a requirement by the credit bureaus. Learn more &gt;&gt; <\/span><a href=\"https:\/\/www.rentecdirect.com\/blog\/2015\/09\/easy-access-to-tenant-credit-reports\/\"><span style=\"font-weight: 400;\">Why do I have to apply for access to order a tenant credit report?<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.rentecdirect.com\/details\/images\/pm_tenant_credit_report.pdf\"><span style=\"font-weight: 400;\">The Full Tenant Credit Report<\/span><\/a><span style=\"font-weight: 400;\"> from Rentec Direct is supplied by TransUnion and provides and in-depth look at your rental applicant&#8217;s credit history including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">FICO Credit Score<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Payment Patterns and Payment History<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Public Record Search (tax liens, bankruptcies, judgments)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Collection Accounts<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">SSN Validation<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Residence\/ Employment Information (according to what Bureaus have on file)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In order to start ordering a full credit report on tenants, you will need to have an onsite inspection. When you apply for access for full credit reports with Rentec Direct, we set up the inspection for you and make the process as easy as possible for you. <\/span><span style=\"font-weight: 400;\">It&#8217;s a simple process where a contracted site inspector visits you at your office\/home office at a time that is convenient for you and they&#8217;ll verify that you are working in a secure environment that does not allow public access to your computer.<\/span><\/p>\n<p>Inspections usually take place within 3-5 business days, but while you wait for the site inspection to be completed, as long as we\u2019ve received your other required items you can order and view the Tenant Credit Report Card so you don\u2019t have to wait to evaluate the applicant\u2019s you need to screen right now. \u00a0Any Credit Report Cards you order now will automatically be converted into the full Tenant Credit Report format at no charge once the site inspection is completed!<\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.rentecdirect.com\/details\/images\/credit_report_card.pdf\"><span style=\"font-weight: 400;\">Tenant Credit Report Card<\/span><\/a><span style=\"font-weight: 400;\"> from Rentec Direct provides an overview of your rental applicants credit history, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Credit Score (displayed on a scale, providing a grade from A+ to F)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Payment Patterns Shows Quantity of 30\/60\/90 Day Late Payments<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Public Record Search (tax liens, bankruptcies, judgments)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Collection Accounts<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Total Monthly Debt Obligations<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Current Past Due Amounts<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">SSN Validation<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Your Rentec account is already set up to order criminal and eviction reports on your tenants, check it out in the Reports Tab! \u00a0You can also have instant access to credit reports once your account has been enabled for credit report access. \u00a0You just need to complete the electronic application and we will have your account ready to go! \u00a0Since the process is completely electronic now, you can start ordering reports quickly. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Signing Up for Credit Report Access is easy. \u00a0Just <a href=\"https:\/\/secure.rentecdirect.com\/owners\/credit_reporting_access.php\">CLICK HERE<\/a> to enable your account for ordering instant credit reports.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4645 size-large\" src=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/Credit-Report-access-online-application-600x393.png\" alt=\"Credit Report access online application\" width=\"600\" height=\"393\" srcset=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/Credit-Report-access-online-application-600x393.png 600w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/Credit-Report-access-online-application-300x197.png 300w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/Credit-Report-access-online-application-768x503.png 768w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2016\/06\/Credit-Report-access-online-application.png 928w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Once approved, you can start ordering reports right away. The tenant screening platform is integrated with your management software so you can easily populate data from your rental applications into the screening report database.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to find out more about why you need to fill out a credit access application check out this article:<\/span><a href=\"https:\/\/www.rentecdirect.com\/blog\/2015\/09\/easy-access-to-tenant-credit-reports\/\"><span style=\"font-weight: 400;\"> Easy Access to Tenant Credit Reports<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\n<p>Not yet a Rentec Direct client? Signing up is easy and it&#8217;s free! Visit <a href=\"https:\/\/secure.rentecdirect.com\/signup.php?product=SCREENING\">Rentec Direct<\/a> and start\u00a0protecting your properties today.<\/p>\n<p><span style=\"font-weight: 400;\">Remember that accessing credit reports with Rentec Direct is only legal if you are a landlord or property manager using the reports for tenant screening only. All other purposes violate Rentec Direct\u2019s terms of services.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rentec Direct is pleased to announce that we have simplified the tenant credit report access application process. Property managers and landlords can now submit an online application to in order to gain access to credit reports for tenant screening. The simplified application allows you to click through the options directly from your computer without needing [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":4651,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"iawp_total_views":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[275,72],"tags":[869,779],"class_list":["post-4644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-tenant-screening","tag-credit-access","tag-tenant-screening","et-has-post-format-content","et_post_format-et-post-format-standard"],"yoast_head":"<!-- This site is optimized 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