{"id":24790,"date":"2026-07-01T11:30:00","date_gmt":"2026-07-01T18:30:00","guid":{"rendered":"https:\/\/www.rentecdirect.com\/blog\/?p=24790"},"modified":"2026-07-01T10:12:18","modified_gmt":"2026-07-01T17:12:18","slug":"tenant-screening-credit-reports-vantagescore","status":"publish","type":"post","link":"https:\/\/www.rentecdirect.com\/blog\/tenant-screening-credit-reports-vantagescore\/","title":{"rendered":"Rentec Direct Tenant Screening Credit Reports Now Use VantageScore\u00ae\u00a0"},"content":{"rendered":"\n
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Tenant screening through Rentec Direct now utilizes VantageScore<\/em>\u00ae<\/em><\/strong>\u00a0 for credit scores to effectively screen prospective tenants. Rentec Direct works with StarPoint<\/a> to provide credit screening services, and their screening model has switched from FICO<\/em>\u00ae<\/em><\/strong>\u00a0 credit reporting to the VantageScore reporting model. A VantageScore is considered to be more reliable for tenant screening purposes, giving landlords and property managers more data to make an informed decision.\u00a0<\/em><\/p>\n\n\n\n

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As of July 1st 2026, Rentec Direct tenant screening credit reports will allow managers and landlords to effectively screen more applicants than ever before. This is due to a transition from utilizing the FICO\u00ae<\/strong>  credit score model to the VantageScore\u00ae<\/strong>  for credit reports. While both scoring models are trusted by many prominent financial institutions and provide helpful, well-calculated credit scores, a VantageScore can offer additional benefits for the rental industry.<\/p>\n\n\n\n

Rentec Direct Tenant Screening Credit Reports Now Use VantageScore\u00ae<\/strong> <\/h2>\n\n\n\n

VantageScore can generate a score with less credit history. FICO scores require at least six months of credit history before a score can be generated. This means landlords and property managers won\u2019t be limited when screening applicants who have newer credit histories. A VantageScore is considered to be more reliable for tenant screening purposes, giving landlords and property managers more data to make an informed decision.<\/p>\n\n\n\n

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Learn more: Coming Soon: VantageScore Credit Scores for Rentec Direct Tenant Screening Credit Reports<\/a><\/p>\n<\/blockquote>\n\n\n\n

VantageScore vs. FICO at a Glance<\/h2>\n\n\n\n
Feature<\/strong><\/th>VantageScore\u00ae<\/strong><\/th>FICO\u00ae Score<\/strong><\/th><\/tr><\/thead>
Score Range<\/td>300\u2013850<\/td>Usually 300\u2013850<\/td><\/tr>
Minimum Credit History<\/td>As little as 1 month<\/td>Often 6 months or more<\/td><\/tr>
Scores More Thin-File Consumers<\/td>Yes<\/td>More Limited<\/td><\/tr>
Developed By<\/td>Equifax, Experian, TransUnion<\/td>Fair Isaac Corporation<\/td><\/tr>
Widely Used by Lenders<\/td>Growing Adoption<\/td>Historically Most Widely Used<\/td><\/tr>
Consumer Accessibility<\/td>Broadly Available<\/td>Broadly Available<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Common Factors Considered by Both Models<\/h3>\n\n\n\n

Both VantageScore and FICO generally evaluate:<\/p>\n\n\n\n