{"id":15579,"date":"2021-08-06T14:09:31","date_gmt":"2021-08-06T21:09:31","guid":{"rendered":"https:\/\/www.rentecdirect.com\/blog\/?p=15579"},"modified":"2022-06-13T16:32:36","modified_gmt":"2022-06-13T23:32:36","slug":"do-i-need-a-guarantor","status":"publish","type":"post","link":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/","title":{"rendered":"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?"},"content":{"rendered":"<p><a href=\"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/do-i-need-a-guarantor-or-a-cosigner-to-get-accepted-for-a-rental\/\" rel=\"attachment wp-att-15580\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-15580\" src=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg\" alt=\"Guarantor for a rental\" width=\"950\" height=\"558\" srcset=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg 950w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental-300x176.jpg 300w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental-600x352.jpg 600w, https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental-768x451.jpg 768w\" sizes=\"(max-width: 950px) 100vw, 950px\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Renting an apartment can be an exciting step, but not everyone has the ideal financial history that landlords and property managers are looking for.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are a new renter who has little financial and work history, or if you are simply looking for a place to live after a unique situation, you may find your rental search more difficult than most; especially if you are looking in a hot rental market. In these instances, you may benefit from getting a cosigner or a guarantor to help you get the apartment of your dreams.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">When Would a Renter Need a Cosigner or Guarantor?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While not every rental will require that you have a cosigner or guarantor, but if you do not meet certain criteria, your application may not be accepted without one. Here are some of the reasons you may need a cosigner or guarantor to qualify for the rental you want:<\/span><\/p>\n<ul>\n<li><b>Little or No Rental History:<\/b><span style=\"font-weight: 400;\"> Landlords often want to see that you have demonstrated responsible behavior in past rentals. One way to do this is to check with previous landlords to verify that you have a history of on-time rental payments, did not cause property damage, and that you did not violate any lease terms. If you are a <\/span><a href=\"https:\/\/www.rentecdirect.com\/blog\/take-a-chance-on-first-time-renters\/\"><span style=\"font-weight: 400;\">first time renter<\/span><\/a><span style=\"font-weight: 400;\">, you do not have this history to help you stand out from other applicants.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><b>Bad Credit or No Credit: <a href=\"https:\/\/www.rentecdirect.com\/blog\/insiders-success-guide-to-tenant-screening\/\"><span style=\"font-weight: 400;\">Landlords use credit reports<\/span><\/a><span style=\"font-weight: 400;\"> to gain insight into how well potential tenants meet their financial obligations and pay bills. If your score is low due to extenuating circumstances (an uninsured hospital visit, for example) or if an adverse credit event happened in the past but your financial<\/span><span style=\"font-weight: 400;\"> circumstances have become more stable, a landlord may be willing to accept your application with the backing of a cosigner or guarantor.<\/span><\/b><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<blockquote><p><span style=\"font-weight: 400;\">Learn more: <\/span><a href=\"https:\/\/www.rentecdirect.com\/blog\/grow-credit-while-renting\/\"><span style=\"font-weight: 400;\">3 Ways to Grow Your Credit Score While Renting<\/span><\/a><\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><b>Unmet Income Requirements: <span style=\"font-weight: 400;\">To ensure that you have room in your budget for other expenses, experts say that rent should cost no more than 1\/3rd of your monthly income. For this reason, landlords will often require that accepted applicants have verifiable income that is at least 3X monthly rent. If you are <\/span><a href=\"https:\/\/www.rentecdirect.com\/blog\/the-pros-and-cons-of-renting-to-college-students\/\"><span style=\"font-weight: 400;\">renting as a college student<\/span><\/a><span style=\"font-weight: 400;\">, this can be an exception. Parents or guardians may be willing to pay for a student\u2019s housing, and the landlord could require that the parent co-sign the lease agreement.<\/span><\/b><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">What is the Difference Between a Cosigner and a Guarantor?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The terms cosigner and guarantors may often be used interchangeably, but there can be some differences when it comes to renting. Understanding the key differences can help you and your new landlord determine which will be right for your circumstances.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What Does it Mean to Be a Cosigner for a Rental?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A cosigner is a responsible third party who has a solid credit history and financial standing. This person is often a family member or friend, and they can be held responsible for unpaid rent or fees, or fines for damages if required by the landlord. While cosigners typically do not live in the rental property with the tenant, depending on the lease terms, a co-signer on a lease has more rights to the rental and might <\/span><a href=\"https:\/\/www.apartmentguide.com\/blog\/guarantor-vs-cosigner\/\"><span style=\"font-weight: 400;\">theoretically have the right to live in the apartment<\/span><\/a><span style=\"font-weight: 400;\"> as a tenant.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When cosigning, both parties are immediately responsible for rent and any incurred fees. While a cosigner could be a parent or family member, it could also simply be a roommate with whom you are splitting the rent. In this instance, both tenants are legally responsible for the full rental fee, regardless of the other tenants\u2019 ability to pay.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What Does it Mean to Be a Guarantor for a Rental?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Guarantors act in a similar manner as a cosigner. As the name suggests, they guarantee that they will assist and cover any fees should the renter be unable or unwilling to pay. Guarantors are legally responsible for rental payments, fines, and fees for damage, but they are not given any rights to occupy the rental property. Most landlords and property managers have strict guidelines for guarantors to ensure that they are financially able to assume the responsibility of rent in addition to their current expenses. Guarantors must have a stellar credit report and income history.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Guarantors and Cosigners Alike Must Undergo Tenant Screening<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Landlords and property managers assume a certain amount of risk when allowing an applicant who does not meet their tenant screening standards to rent the property. Guarantors and cosigners can serve to mitigate this risk. For this reason, a cosigner or guarantor would not be useful if the applicant and their respective responsible party cannot prove that the property would be covered if the applicant failed to pay rent. This means that both need to undergo background checks, credit checks, and will likely need to provide information on their work history (including relevant pay stubs).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cosigning or acting as a guarantor for another person is a legal agreement; before you ask someone to do this for you, be sure that they understand exactly what they are committing to.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">New renters may be inexperienced, but having a lack of credit history or rental history does not mean that someone is automatically a bad renter. Landlords know this, and while landlords need to protect their investment, requiring a guarantor can be an avenue to ensure that new renters can get a rental while renters are still establishing themselves.<\/span><\/p>\n<hr \/>\n<h3>RELATED READING FOR YOU:<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.rentecdirect.com\/blog\/avoid-risky-rental-situation\/\">Avoid Risks When Signing a New Rental Agreement<\/a><\/li>\n<li><a href=\"https:\/\/www.rentecdirect.com\/blog\/top-5-things-every-renter-know\/\">Top 5 Things Every Renter Must Know<\/a><\/li>\n<li><a href=\"https:\/\/www.rentecdirect.com\/blog\/the-pros-and-cons-of-renting-to-college-students\/\">The Pros and Cons of Renting to College Students<\/a><\/li>\n<\/ul>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"When Would a Renter Need a Cosigner or Guarantor?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Little or No Rental History: Landlords often want to see that you have demonstrated responsible behavior in past rentals. One way to do this is to check with previous landlords to verify that you have a history of on-time rental payments, did not cause property damage, and that you did not violate any lease terms. If you are a first time renter, you do not have this history to help you stand out from other applicants.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What is the Difference Between a Cosigner and a Guarantor?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"The terms cosigner and guarantors may often be used interchangeably, but there can be some differences when it comes to renting. Understanding the key differences can help you and your new landlord determine which will be right for your circumstances.\"\n    }\n  }]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renting an apartment can be an exciting step, but not everyone has the ideal financial history that landlords and property managers are looking for.\u00a0 If you are a new renter who has little financial and work history, or if you are simply looking for a place to live after a unique situation, you may find [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":15580,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"iawp_total_views":59,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[275,16172],"tags":[17752,8334,11241,852,779],"class_list":["post-15579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education","category-renter-tips","tag-cosigner","tag-guarantor","tag-new-renter","tag-renter-tips","tag-tenant-screening","et-has-post-format-content","et_post_format-et-post-format-standard"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?<\/title>\n<meta name=\"description\" content=\"Renting an apartment can be exciting, but if you need a little help to qualify, here is what you should know about getting a cosigner or a guarantor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?\" \/>\n<meta property=\"og:description\" content=\"Renting an apartment can be exciting, but if you need a little help to qualify, here is what you should know about getting a cosigner or a guarantor.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/\" \/>\n<meta property=\"og:site_name\" content=\"Rentec Direct Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/rentecdirect\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/rentecdirect\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-06T21:09:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-13T23:32:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"558\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Brentnie Daggett\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/BrentnieDaggett\" \/>\n<meta name=\"twitter:site\" content=\"@rentec\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brentnie Daggett\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/\"},\"author\":{\"name\":\"Brentnie Daggett\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/#\\\/schema\\\/person\\\/fffb56b21ff2fc4802c39a52473b746c\"},\"headline\":\"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?\",\"datePublished\":\"2021-08-06T21:09:31+00:00\",\"dateModified\":\"2022-06-13T23:32:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/\"},\"wordCount\":951,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg\",\"keywords\":[\"cosigner\",\"guarantor\",\"new renter\",\"renter tips\",\"Tenant Screening\"],\"articleSection\":[\"Education\",\"Renter Tips\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/\",\"url\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/\",\"name\":\"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg\",\"datePublished\":\"2021-08-06T21:09:31+00:00\",\"dateModified\":\"2022-06-13T23:32:36+00:00\",\"description\":\"Renting an apartment can be exciting, but if you need a little help to qualify, here is what you should know about getting a cosigner or a guarantor.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg\",\"contentUrl\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg\",\"width\":950,\"height\":558,\"caption\":\"Guarantor for a rental\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/do-i-need-a-guarantor\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/#website\",\"url\":\"https:\\\/\\\/www.rentecdirect.com\\\/\",\"name\":\"Rentec Direct Blog\",\"description\":\"Property Management Software News | Rentec Direct\u00ae\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/#organization\",\"name\":\"Rentec Direct\",\"url\":\"https:\\\/\\\/www.rentecdirect.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/rentec_icon_square.png\",\"contentUrl\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/05\\\/rentec_icon_square.png\",\"width\":377,\"height\":377,\"caption\":\"Rentec Direct\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/rentecdirect\\\/\",\"https:\\\/\\\/x.com\\\/rentec\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/rentec-direct\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/rentecdirect\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/#\\\/schema\\\/person\\\/fffb56b21ff2fc4802c39a52473b746c\",\"name\":\"Brentnie Daggett\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ca4e0409de1df317dc668185cb8a35064d5f1c19f1ea45466122f0b561573cc5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ca4e0409de1df317dc668185cb8a35064d5f1c19f1ea45466122f0b561573cc5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ca4e0409de1df317dc668185cb8a35064d5f1c19f1ea45466122f0b561573cc5?s=96&d=mm&r=g\",\"caption\":\"Brentnie Daggett\"},\"description\":\"Brentnie is a writer and rental expert with Rentec Direct. They say it takes 10,000 hours to gain mastery in a given field, and after nearly a decade of industry experience, Brentnie is pleased to share her expertise with other industry leaders. She offers insight into all aspects of property management and real estate for rental professionals and renters alike. Brentnie reports on industry trends, offers tips for new and experienced renters, and loves to assist landlords and property managers as they navigate the complexities of the rental and real estate industry.\",\"sameAs\":[\"https:\\\/\\\/www.rentecdirect.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/rentecdirect\\\/\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/BrentnieDaggett\",\"bdaggett@rentecdirect.com\"],\"url\":\"https:\\\/\\\/www.rentecdirect.com\\\/blog\\\/author\\\/brentnie\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?","description":"Renting an apartment can be exciting, but if you need a little help to qualify, here is what you should know about getting a cosigner or a guarantor.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/","og_locale":"en_US","og_type":"article","og_title":"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?","og_description":"Renting an apartment can be exciting, but if you need a little help to qualify, here is what you should know about getting a cosigner or a guarantor.","og_url":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/","og_site_name":"Rentec Direct Blog","article_publisher":"https:\/\/www.facebook.com\/rentecdirect\/","article_author":"https:\/\/www.facebook.com\/rentecdirect\/","article_published_time":"2021-08-06T21:09:31+00:00","article_modified_time":"2022-06-13T23:32:36+00:00","og_image":[{"width":950,"height":558,"url":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg","type":"image\/jpeg"}],"author":"Brentnie Daggett","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/BrentnieDaggett","twitter_site":"@rentec","twitter_misc":{"Written by":"Brentnie Daggett","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#article","isPartOf":{"@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/"},"author":{"name":"Brentnie Daggett","@id":"https:\/\/www.rentecdirect.com\/blog\/#\/schema\/person\/fffb56b21ff2fc4802c39a52473b746c"},"headline":"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?","datePublished":"2021-08-06T21:09:31+00:00","dateModified":"2022-06-13T23:32:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/"},"wordCount":951,"commentCount":2,"publisher":{"@id":"https:\/\/www.rentecdirect.com\/#organization"},"image":{"@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg","keywords":["cosigner","guarantor","new renter","renter tips","Tenant Screening"],"articleSection":["Education","Renter Tips"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/","url":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/","name":"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?","isPartOf":{"@id":"https:\/\/www.rentecdirect.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#primaryimage"},"image":{"@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg","datePublished":"2021-08-06T21:09:31+00:00","dateModified":"2022-06-13T23:32:36+00:00","description":"Renting an apartment can be exciting, but if you need a little help to qualify, here is what you should know about getting a cosigner or a guarantor.","breadcrumb":{"@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#primaryimage","url":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg","contentUrl":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg","width":950,"height":558,"caption":"Guarantor for a rental"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rentecdirect.com\/blog\/do-i-need-a-guarantor\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rentecdirect.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Do I Need a Guarantor or a Cosigner to Get Accepted for a Rental?"}]},{"@type":"WebSite","@id":"https:\/\/www.rentecdirect.com\/#website","url":"https:\/\/www.rentecdirect.com\/","name":"Rentec Direct Blog","description":"Property Management Software News | Rentec Direct\u00ae","publisher":{"@id":"https:\/\/www.rentecdirect.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rentecdirect.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rentecdirect.com\/#organization","name":"Rentec Direct","url":"https:\/\/www.rentecdirect.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rentecdirect.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2022\/05\/rentec_icon_square.png","contentUrl":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2022\/05\/rentec_icon_square.png","width":377,"height":377,"caption":"Rentec Direct"},"image":{"@id":"https:\/\/www.rentecdirect.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/rentecdirect\/","https:\/\/x.com\/rentec","https:\/\/www.linkedin.com\/company\/rentec-direct","https:\/\/www.youtube.com\/user\/rentecdirect"]},{"@type":"Person","@id":"https:\/\/www.rentecdirect.com\/blog\/#\/schema\/person\/fffb56b21ff2fc4802c39a52473b746c","name":"Brentnie Daggett","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/ca4e0409de1df317dc668185cb8a35064d5f1c19f1ea45466122f0b561573cc5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ca4e0409de1df317dc668185cb8a35064d5f1c19f1ea45466122f0b561573cc5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ca4e0409de1df317dc668185cb8a35064d5f1c19f1ea45466122f0b561573cc5?s=96&d=mm&r=g","caption":"Brentnie Daggett"},"description":"Brentnie is a writer and rental expert with Rentec Direct. They say it takes 10,000 hours to gain mastery in a given field, and after nearly a decade of industry experience, Brentnie is pleased to share her expertise with other industry leaders. She offers insight into all aspects of property management and real estate for rental professionals and renters alike. Brentnie reports on industry trends, offers tips for new and experienced renters, and loves to assist landlords and property managers as they navigate the complexities of the rental and real estate industry.","sameAs":["https:\/\/www.rentecdirect.com\/","https:\/\/www.facebook.com\/rentecdirect\/","https:\/\/x.com\/https:\/\/twitter.com\/BrentnieDaggett","bdaggett@rentecdirect.com"],"url":"https:\/\/www.rentecdirect.com\/blog\/author\/brentnie\/"}]}},"jetpack_featured_media_url":"https:\/\/www.rentecdirect.com\/blog\/wp-content\/uploads\/2021\/08\/Do-I-Need-a-Guarantor-or-a-Cosigner-to-Get-Accepted-for-a-Rental.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5jt1p-43h","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/posts\/15579","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/comments?post=15579"}],"version-history":[{"count":3,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/posts\/15579\/revisions"}],"predecessor-version":[{"id":17663,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/posts\/15579\/revisions\/17663"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/media\/15580"}],"wp:attachment":[{"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/media?parent=15579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/categories?post=15579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rentecdirect.com\/blog\/wp-json\/wp\/v2\/tags?post=15579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}